My husband witnessed this while in the checkout line at Walmart:
Lady in front of him had purchases totaling 90 cents. She gave the cashier a 50 cent piece, 3 quarters, a dime and 5 pennies. Keep the denominations in mind. That is key.
Cashier: What’s this?
Lady: It is a 50 cent piece.
Cashier (examines it with a puzzled look): Ummm…
Lady: Yeah, that’s 50. And (counting the QUARTERS) 60, 70, 80. And this makes 85 (adding the DIME). 86, 87, 88, 89, 90 (counting the pennies..she at least counted those correctly).
Cashier (Holding up one of the quarters): I can’t accept this.
Lady: Why?
Cashier: It isn’t US currency. It says it is from Indiana.
My husband stood for a few minutes watching in disbelief as the cashier wouldn’t accept the quarter and neither the cashier nor the lady realized the coins actually added up to $1.40. Finally Jim couldn’t stand it any longer. He handed the 50 cent piece and 2 quarters to the cashier and said “This is $1. Give her 10 cents back. She can keep her Indiana money.”
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